Annuities
| Indexed, Fixed, Immediate, LTC Linked-Benefit | A.M. Best | S&P | Moodys | Fitch |
|---|---|---|---|---|
| Allianz | A | AA | A2 | A+ |
| American Equity | A- | BBB+ | NR | NR |
| American General | A | A+ | A2 | A |
| American National | A | A+ | NR | NR |
| Athene | B++ | NR | NR | BBB+ |
| AVIVA | A | A+ | A1 | NR |
| Equitrust | B+ | A- | NR | NR |
| Fidelity& Guaranty Life (F&G) | B++ | NR | BA1 | BBB |
| Forethought Life | A- | A- | N/A | N/A |
| GBU | B++ | NR | NR | NR |
| GenWorth | A | A | A2 | A- |
| Gleaner Life Insurance Society | A- | NR | NR | NR |
| Great American | A | A+ | A3 | AA- |
| ING | A | A | A2 | A- |
| Integrity Life | A+ | AA+ | Aa3 | AA |
| Lafayette Life | A+ | AA+ | NR | AA |
| Life Ins. Southwest | A | A | A2 | A- |
| Lincoln Benefit | A+ | AA- | A1 | NR |
| Lincoln Fin. (LFG) | A+ | AA- | A1 | NR |
| Mass Mutual | A++ | AA+ | Aa2 | AA+ |
| Mutual/ United of Omaha | A++ | AA+ | Aa3 | NR |
| National Western | A | A | NR | NR |
| North American | A+ | A+ | NR | NR |
| Presidential Life | B+ | BB+ | NR | NR |
| Protective Life | A+ | AA- | A2 | A |
| Reliance Standard | A | A | A3 | A- |
| Sagicor | A- | NR | NR | NR |
| Security Benefit | A- | NR | NR | NR |
| State Life/One America | A+ | AA- | NR | NR |
| The Standard | A | A+ | A1 | NR |
| Transamerica | A+ | AA- | AA- | AA |
| Liberty Banker’s Lite | B- | NR | NR | NR |
Life Insurance
| Ul,Term, Business Insurance, Second-To-Die, Linked Benefit | A.M.Best | S&P | Moodys | Fitch |
|---|---|---|---|---|
| Allianz | A | AA | A2 | A+ |
| American General | A | A+ | A2 | A- |
| American National | A | A+ | NR | NR |
| AVIVA | A | A+ | A1 | NR |
| AXA Equitable | A+ | AA | Aa3 | AA- |
| Banner Life | A+ | A+ | NR | NR |
| Cincinnati Life | A+ | A | A1 | A+ |
| Equitrust | B+ | A- | NR | NR |
| Fidelity Life | A- | NR | NR | NR |
| GenWorth | A | A | A2 | A- |
| Gleaner | A- | NR | NR | NR |
| Hartford | A | A- | A3 | A- |
| ING Reliastar | A | AA- | A1 | AA- |
| John Hancock | A+ | AA+ | Aa3 | AA- |
| Lincoln Benefit | A+ | AA- | A1 | NR |
| Lincoln Fin. (LFG) | A+ | AA- | A2 | A+ |
| Mass Mutual | A++ | AA+ | Aa2 | AA+ |
| Metropolitan Life | A+ | AA- | Aa3 | AA |
| Minnesota Life | A+ | AA- | Aa3 | AA- |
| Mutual/United of Omaha | A+ | A+ | Aa3 | NR |
| North American | A+ | A+ | NR | AA- |
| Penn Mutual | A+ | AA- | Aa3 | NR |
| Principal | A+ | A+ | Aa3 | AA- |
| Protective Life | A+ | AA- | A2 | A |
| Prudential | A+ | AA- | A2 | A+ |
| State Life/ One America | A+ | AA- | NR | NR |
| Transamerica | A+ | AA- | AA- | AA |
| Savings Bank (SBLI) | A+ | A- | NR | NR |
Long-Term Care/Linked-Benefit
| Individual,Couples, Corporate | A.M. Best | S&P | Moodys | Fitch |
|---|---|---|---|---|
| Forethought Life | A- | A- | N/A | N/A |
| Genworth | A | A | A2 | A- |
| Guaranty Income Life (GILICO) | B+ | NR | NR | NR |
| John Hancock | A+ | AA+ | Aa3 | AA |
| Lincoln Fin. (LFG) | A+ | AA- | A2 | A+ |
| Med America | B++ | A- | NR | NR |
| Mutual/United of Omaha | A+ | A+ | Aa3 | AA- |
| One America | A+ | AA- | NR | NR |
Medicare Supplement & Disability
| White & Blue Collar Policies | A.M. Best | S&P | Moodys | Fitch |
|---|---|---|---|---|
| Assurity | A | N/A | N/A | N/A |
| Forethought Life | A- | A- | N/A | N/A |
| Gerber Life | A | N/A | N/A | N/A |
| Medico | A | N/A | N/A | N/A |
| Mutal/Untied of Omaha | A+ | A+ | Aa3 | AA- |
| Principal | A+ | A+ | Aa3 | AA- |
| The Standard | A | A+ | A1 | NR |
Final Expense
| Simplified Issue, Guaranteed | A.M. Best | S&P | Moodys | Fitch |
|---|---|---|---|---|
| American Memorial | A- | NR | NR | NR |
| Lafayette Life | A+ | AA+ | NR | AA |
| We Hold A Non- Resident License In 27 States |
|---|
| A+,A++ (Superior) A(Excellent) AA,AA+,AA- (Very Strong) BBB+, BB+, B+ (Good) |
