What is a Medicare Advantage Plan?

What is a Medicare Advantage Plan?

  • Private insurance companies approved by Medicare to provide this coverage
  • Provides Medicare beneficiaries a choice in how they receive Medicare coverage
  • MA plans are NOT Medicare Supplement plans
  • All MA plans must offer all benefits of Original Medicare and can include Part D prescription drug coverage
  • All plans have a maximum out of pocket expense limit indexed and changed each year by the government
  • MA plans include emergency coverage when traveling outside the US
  • If you are inquiring about a Medicare Advantage (MA) Plan or Part D coverage, you must contact Brevard Health Advantage personally. Agents and Brokers are prohibited from contacting you directly for information regarding Medicare Advantage Plans and/or Part D coverage.  Thanks for your understanding regarding CMS rules.

In order to enroll in a MA Plan you must:

  • Be enrolled in Medicare Parts A and B
  • Permanently reside in the service area
  • Must not have End-Stage Renal Disease (ESRD) unless you:
    • Have another health plan from the same organization within the same state, or

Medicare Advantage Plans Features:

  • Most plans include medical and RX coverage combined
  • Most plans have lower out of pocket costs than Original Medicare
  • Most plans include networks of providers such as HMOs, PPOs

Predictable copayments and deductibles similar to an employer plan